Home Loans

With home loan interest rates dropping across the country, now is a better time than ever to get a home loan - your loan repayments could be cheaper than renting!

Home Loans

With home loan interest rates dropping across the country, now is a better time than ever to get a home loan - your loan repayments could be cheaper than renting!

The Right Home Loan Just for You

We can get home loan products catering to people in all sorts of different circumstances. Whether it's your first time getting a home loan, you're an experienced buyer, an investor looking to expand their property portfolio or a renovator, we can sort through hundreds of loan products and narrow down the most suitable for your financial situation. Want to stick to your favourite bank? No worries, we're accredited with different lenders all across Australia.

First Time Buying a Home? You're in Good Hands! 

Buying a home for the first time can be confusing and daunting for most, especially when you're going to need a loan to purchase your first property. That's where we come in - we look at the property you're buying and your financial situation before presenting a hand-selected list of products which cater to all of your needs.

Don't have a deposit? You're not out yet - if you're in good standing with a close family member who's already got a property, you may be eligible for a family guarantee loan. If you want to learn more, book in for a 10 minute chat with us or call 0418 311 019 now for more information.

Note: A good deposit is usually 20% or more against the value of the property. This means if you're buying a house for $200,000 you'll want to have a $40,000 deposit and get a loan of $160,000. If your deposit is less than 20% then you will need to pay for mortgage insurance.

Not Your First Time Buying?

Home Loans for Experienced Buyers

Have you bought a home before but never used a mortgage broker when getting your home loan? Mortgage brokers work for customers to find them the most suitable loan that best fits their financial situation and their needs. Our team's goal is to ensure our customers get the right loan for them which allows them to pay off their home loan as soon as possible at the cheapest price. We regularly send alerts out to our clients to let them know to check their rates, and if there are better rates available we refinance their loans to the new rates.

While there are many good reasons why more than half of all Australians now use a broker to secure a home loan, the most important one is that we work for you, not the banks. We speak to you first so we know what you need, and then we use our knowledge of the market to better negotiate with the lenders. We then narrow down a selection of options before working out the right one for you, not what's right for the lenders. 

To make things even easier for you, we handle the paperwork, manage the application process and then take it through to settlement. Because this is what we specialise in, we get the process moving quickly, using our relationships with lenders to secure your finance as fast as possible. We're here to look out for your interests, while lenders are there to look after their own. We don't need to tell you who'll do a better job for you.

Refinance or Renovate

Refinancing

Chances are, if you're refinancing your current home loan you're probably not satisfied with the deal your lender is currently giving you. With interest rates being at an all-time low, many banks are giving owner-occupied home loan rates less than 4%. If you need lower loan repayments, offset accounts, redraw facilities or other features, speak with us and we'll find the product that's right for you.

Renovating

If you're renovating and in need of a loan increase or a new loan entirely, there's products out there designed specifically for you. Need to upgrade your kitchen? Create more space in your bathroom? Add a back patio? Don't wait, refurbish your house and turn it into your dream home now with a renovation loan.

Refinance or Renovate

Refinancing

Chances are, if you're refinancing your current home loan you're probably not satisfied with the deal your lender is currently giving you. With interest rates being at an all-time low, many banks are giving owner-occupied home loan rates less than 4%. If you need lower loan repayments, offset accounts, redraw facilities or other features, speak with us and we'll find the product that's right for you.

Renovating

If you're renovating and in need of a loan increase or a new loan entirely, there's products out there designed specifically for you. Need to upgrade your kitchen? Create more space in your bathroom? Add a back patio? Don't wait, refurbish your house and turn it into your dream home now with a renovation loan.

Join Our Mortgage Advice Facebook Group

If you're thinking about getting a home loan but want advice first, you can join our Mortgage Advice Forum on Facebook for updated news and advice on mortgages. The best thing about the group is that it's free to be a member, so you can join up and enjoy free information instead of being charged money for it. You can feel free to ask any questions or privately message them to an admin for a fast response. To join up, just click on the link below.

Join Our Facebook Group

What are you waiting for? Book in for a free phone consultation now!

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